No Debt Anymore .org » Credit Reports

The ONLY Free Credit Report you Need to Know

No Debt Anymore — Sun, 17 Jul 2011 20:21:55 +0000

Below is a public service announcement video(s) from the Federal Trade Commission (FTC).

They are so catchy, I love them.

Anyone can dance a jig, or write a jingle, but only the FTC provides you with a truly free credit report at annualcreditreport.com. It’s the ONLY authorized source to get your free credit report under federal law.

Listen to the lyrics, there’s a lot of truth in the matter.

NOTE: The Federal Trade Commission is headed by five Commissioners, nominated by the President and confirmed by the Senate, each serving a seven-year term. The President chooses one Commissioner to act as Chairman. No more than three Commissioners can be of the same political party.

How Credit Scores Impact Mortgage Applications:

Webmaster — Sun, 20 Mar 2011 14:45:26 +0000

How Credit Scores Impact Mortgage Applications:

How do credit scores impact mortgage applications? Credit scores measure debt and your ability to pay back loans Especially today, your credit score will determine your mortgage and interest rate. What credit score should you have and how can you improve your credit score and get the best interest rate for your mortgage? Watch this Expert Real Estate Tips segment for information on credit scores, mortgage applications, and how to improve your credit score and credit history.

Here is the video on Youtube:

What’s My Credit Score and How Do I Raise It?

Webmaster — Sun, 13 Mar 2011 14:54:24 +0000

What’s My Credit Score and How Do I Raise It?

Before you even think about buying a home, you should ask yourself two questions: “What’s my credit score?” and “How do I raise it?” Knowing your credit score will help you negotiate a good interest rate on your mortgage, and if you can raise your score, you’ll get a loan with a lower interest rate.

Here is the video on Youtube:

3 Ways to Improve Any Credit Score

Webmaster — Sun, 14 Nov 2010 14:50:27 +0000

3 Ways to Improve Any Credit Score

Blemished credit is both stressful and costly, but it’s not the end. As hopeless as the situation might seem, bad credit won’t last forever. There are things you can do right now to begin improve your credit.

Here is the video on Youtube:

9 Tips to Repairing Your Credit to Purchase a Home

Webmaster — Sun, 07 Nov 2010 06:03:09 +0000

9 Tips to Repairing Your Credit to Purchase a Home

Planning a home purchase should be done with determination and willpower. You will not succeed by hiring an agent and assigning him all the work. Instead, you should have time to perform necessary steps and secure important requirements before engaging in this process. The first step in your checklist should satisfy the need for a pre-approval or a pre-qualification for a home loan.

However, you will not gain these documents if you have a bad credit history. This will make your lenders hesitate about lending you some money. Your bad credit history can be seen as your possibility to become a delinquent borrower. If you want an approval from lenders, you should start fixing your credit first. Here are some steps that you should do in order to repair your credit and continue with your home purchase.

Are you ready to clean up and repair your credit issues so that you can purchase a home for sale? Whether you are purchasing it for your primary residence or as an investment property, Paul Dizmang, a REALTOR broker/owner in Springfield, MO gives 9 tips to getting this done.

Here is the video on Youtube:

3 Ways to Improve Any Credit Score

Webmaster — Sat, 07 Aug 2010 14:55:41 +0000

3 Ways to Improve Any Credit Score

Lenders analyze your credit scores to determine whether or not to approve a home mortage, a car purchase and nearly all other types of loans.Most increases to your credit scores take place over time and require an ongoing effort from you. The only true credit score quick-fixes are to pay down debt and to successfully dispute negative information on a credit report.
Trying to increase your credit score? Here are the 3 best ways to improve any credit score.

Here is the video on Youtube:

Latest News in Credit Repair and Credit Score – July 15, 2010

Webmaster — Thu, 15 Jul 2010 13:51:30 +0000

Why to buy stocks and houses now

These investments may not look so great today. But prices suggest the time to commit long term is now.

Could the Dow fall to 1,000?

A recent dive in the market and some pessimistic predictions have investors running scared again. Here’s a look at some worst-case scenarios — and how to prepare.

Why not co-sign for younger friends?

Some college students under 21 want credit cards but don’t want their parents to know. And an older student wonders if co-signing — for a fee — might be worthwhile.

The demise of the nanny state

Though Europe’s cradle-to-grave security is shrinking — and citizens are protesting loudly — benefits are still better than in the US. But for how much longer?

The simple way to become wealthy

There’s a big problem with putting saving and investing on a back burner until you’re earning more. Here are 3 reasons to put it on automatic pilot right now.

Sex, drugs and rockin’ profits

Viagra and its clones created a multibillion-dollar industry that the recession hasn’t touched. And the next generation of sex drugs, including ‘female Viagra,’ is on the way.

Stocks that stand the test of time

Fund manager Robert Zagunis looks for 3 indicators of quality growth — and buys only stocks that have at least a decade of solid profitability behind them.

Can China keep its economy afloat?

With the ability to pile on the stimulus and ignore bad news, the country’s system is inefficient but productive. Long-term prospects, however, may be harrowing.

Market too mean for small investors?

Just when people were starting to think it was safe to return to stocks, a 2-month slide and renewed volatility has small investors running scared again.

His car gets 99.7 mpg; could yours?

Some of the modifications required for extremely high mileage may be too much for many drivers. But adjusting ‘the nut behind the wheel’ can also pay big dividends.

5 ways to trim your grocery bills

It’s the grocery cycle: You shop, you buy, you eat, then start over. But being prepared along with being vigilant on prices, coupons and brands can save big bucks.

The market’s best bet right now

If there’s a sizable rally, big technology stocks seem most likely to outperform. But take care: The era of high valuations is over, and the future still looks rough.

10 stocks to watch in the week ahead

Linear Technology, a maker of integrated circuits that convert analog signals into digital form, appears on an MSN Money list of recommended stocks.

3 big myths about the economy

The problem with what passes for debate about American capitalism these days is that it’s underpinned by lies and spin. Do you believe any of these tall tales?

What to know before renting a car

A little preparation will help you hold the line on nuisance charges and fees — and let you know which add-ons you’d be smart to purchase. Here are 8 quick tips.

Building Credit After Bankruptcy

Webmaster — Sat, 10 Jul 2010 13:36:47 +0000

Building Credit After Bankruptcy

After bankruptcy, a person can start rebuilding their credit immediately by acquiring a credit card and paying off a small cash deposit to the credit card lender. Discover how to build a positive credit file with help from a registered financial consultant in this free video on money management and personal finance.

Here is the video on Youtube:

How to Consolidate Credit Card Debt

Webmaster — Sat, 26 Jun 2010 15:33:56 +0000

How to Consolidate Credit Card Debt

Consolidate credit card debt by taking out a personal loan or doing a credit card balance transfer. Consolidate credit card debt with tips from a consumer credit counselor in this free video on personal finance management.

Here is the video on Youtube:

Latest News in Credit History and Jobs – June 18, 2010

Webmaster — Fri, 18 Jun 2010 14:45:12 +0000

Key steps to establish a credit history – NJ.com

16 Jun 2010 at 5:11am
Q. When our 23-year-old daughter was in college, she used our credit card responsibly instead of getting a card in her own name. Now that she?s working full-time and on her own, she wants to establish her own credit …

Making history – Weatherford Democrat

18 Jun 2010 at 5:23am
WEATHERFORD ? Voting started this week to induct the next personality into the National Radio Hall of Fame. Parker County?s own Bob Kingsley is up for the slot along side competitors Bob Brinker, Carl Kasell and …

Long term loans bad credit: Opportunity to Get Rid of Bad Credit Record – PRL…

18 Jun 2010 at 1:41am
PRLog (Press Release) ? Jun 18, 2010 ? Some borrowers are holders of bad credit score and their number has been rapidly increasing. They secure loans and fail to repay in time. Not that they are always careless. They …

Unsecured Loans For Bad Credit – No Pledging to Get This Loan! – PRLog (free …

18 Jun 2010 at 4:18am
PRLog (Press Release) ? Jun 18, 2010 ? It is difficult to get a loan with bad credit and when you don’t have anything to pledge it becomes really hard to get a loan. For such situations unsecured loans for bad credit …

Bank of America Debt Sale Shows Contagion Ebbs: Credit Markets – Bloomberg

18 Jun 2010 at 4:04am
June 18 (Bloomberg) — Bank of America Corp. , JPMorgan Chase & Co. and HSBC Holdings Plc raised $7.65 billion in the bond market as investors grow more confident Europe?s debt crisis will be contained, averting …

Krieger: Wasting Ubaldo’s year not an option for Rockies – Denver Post

18 Jun 2010 at 6:06am
The U-ball express rolls on, making history at every stop and almostbut not quite ? masking one of baseball’s most disappointing offenses. Ubaldo Jimenez followed yet another Rockies loss with a win Thursday. That …

Job Worries Dampen Consumer Optimism in Greater Washington Region – PR-USA.net

18 Jun 2010 at 3:57am
Consumer confidence has remained virtually unchanged over the past six months, according to the Greater Washington Board of Trade’s Mid-Year Consumer Confidence Survey. Since the last survey in November 2009, the …

Fox Valley family’s violent history reflects patterns, conflicting emotions i…

18 Jun 2010 at 5:01am
APPLETON ? The abuse began with a punch in the jaw. It was one month into the relationship. ? Post-Crescent?s special health section. ? Sign up for news, weather and sports text alerts. She was nagging, he told …

Estimated 1 in 7 Homeowners Underwater, Says Harvard’s State of the Nation’s …

18 Jun 2010 at 12:43am
CAMBRIDGE, MA — Home sales and housing starts staged an uneven comeback starting in early 2009, according to the State of the Nation’s Housing report released this week by the Joint Center for Housing Studies of Harvard …

Students at high risk for identity theft – Walletpop.com

17 Jun 2010 at 11:57am
College students may just be discovering themselves, but thieves are out there, waiting to steal their identities, fledgling or not. Identity theft is not just stealing and using someone’s credit cards, but also …