A credit counselor discusses what debt settlement is and how it can help or hurt you. Debt can sometimes seem like a financial black hole: once you’re in it, it’s hard to get back out. A debt settlement group can really help you negotiate favorable terms or payment plans with the companies or lenders you owe money. However, these groups are businesses and they will no doubt charge you money for their services. This is why it is important to do your research to find out which debt settlement company has the best rates.
Here is the video on Youtube: