Why I love my Credit Card and others Hate them
First, you must define the term “debt”. There’s Good Debt and Bad Debt.
Your home mortgage is a good debt. You are building equity with your monthly payments.
You just have to be smart with your credit cards.
If I had a choice is paying cash or [...]
March 23 2009 | Cash Advance and Credit Card and Credit Card Rate | No Comments »
Citibank and MySpace have released a new “cobranded” Visa credit card called the Generation Forward.
Rates and Finanace Charges
Purchase and Cash Advance APRs: See Citi Disclosures. All APRs based on the Prime Rate may vary each billing period.
Default APR: 29.99%. The default APR equals the greater of (1) the Prime Rate plus up to 23.99% or [...]
March 08 2009 | Credit Card and Credit Card Rate | No Comments »
Why Should You Apply for a Cash Advance?
A cash advance is a small, short-term loan used to cover an expense until your next pay day. Once you receive your next pay cheque, the cash advance loan amount plus fee are deducted from your bank account. There are just a few reasons why a cash advance [...]
February 27 2009 | Cash Advance | No Comments »
When to Use a Cash Advance
In the world of credit cards, a cash advance is an option cardholders can use to borrow actual currency against their current balances. For most credit card users, the amount of cash available for a cash advance is a small percentage of their overall credit limit. The best time to [...]
February 26 2009 | Cash Advance | No Comments »
What Is Cash Advance Now?
A loan taken out against a line of credit or credit card, typically imposing higher-than-normal interest charges is cash advance loan. If you are looking to remedy a financial situation as soon as possible without having to go through the security check of banks and other loan companies, then a cash [...]
February 25 2009 | Cash Advance | No Comments »
The Benefits of the No Credit Check Policy and Cash Advances
Cash advance companies are all about speed, they want you to receive your money quickly, and they want to receive their repayments quickly. Payments need to be made on time in such cash advance loans. The benefits of the no credit check policy in most [...]
February 24 2009 | Financial Stress | No Comments »
Relying on Cash Advances
Many people get stuck in a cycle of cash advances that is very detrimental to their financial situation. Cash advance loans are alright if you definitely know you will be able to pay it back with your next paycheck and only do it for a very small amount of money. Unfortunately, there [...]
February 23 2009 | Financial Stress | No Comments »
Relying on Cash Advances
Money isn’t everything, but it is always better to have more money than less.” Of course, no one wants to be short of cash and, in the absence of liquid funds one needs to borrow. If you start relying on cash advances, sooner or later you’ll probably run into an advance limit. [...]
February 19 2009 | Cash Advance | No Comments »
Reasons You Should Avoid Cash Advances
You need some cash, you have a credit card, and the logical solution seems to be to get a cash advance using your credit card. You can pay it back later, right? The truth is that cash advances are not a good idea in most instances. Yes, there are times [...]
February 18 2009 | Cash Advance | No Comments »
Payment Terms of Cash Advances
A cash advance is simple process and one of the fastest ways to get the money that you so desperately need into your hands. The payment terms differ from one cash advance loan to another because of the different amounts of money that you can borrow. Borrowing a very small [...]
February 11 2009 | Featured Articles | No Comments »
| The Gross National Debt |
