Don’t get crunched by your credit
CNN Money – Answer: After seven years, credit bureaus must remove negative information, such as unpaid credit card debt or a foreclosure, according to Craig Watts of Fair Isaac. That means it won’t be visible on your credit history. The lender that you slighted …
State credit card too strained
Journal Times [...]
November 30 2007 | Credit Card Debt News | No Comments »
It’s never easy to talk about credit. Not with friends, not with family, not online, and, most of all, not with myself. Yes, I let a monthly payment go by here and there. I’ve maxed out my share of credit cards. I’ve bought cars that I really couldn’t afford. I ate out. A lot. At [...]
November 27 2007 | Credit Score | 1 Comment »
There are some benefits to using a credit repair company and there are some real disadvantages too. The first thing to think about is why you want to use a credit repair service? Is it because you have bad credit that you want to fix but simply don’t know how? If this [...]
November 26 2007 | Credit Repair | No Comments »
A recent amendment to the federal Fair Credit Reporting Act (FCRA) requires each of the nationwide consumer credit reporting companies to provide consumers with a free copy of their credit report, upon request, once every 12 months.
Access to the free credit reports has been phased in beginning last December in the West and will [...]
November 22 2007 | Credit Reports | No Comments »
What is in a credit report? A credit report is a snapshot of your current obligations to creditors. These creditors include credit card companies, mortgage companies, banks, and retail stores. Lenders are permitted by law to check your credit report and review it in order to determine whether or not to grant credit to you. [...]
November 20 2007 | Credit Reports | No Comments »
Your credit rating is the most important part of your financial stability. You rely on credit for every part of your life – cars, credit cards, furniture, student loans, college tuition, and most importantly, the purchase of your home. Any negative credit issues can make a difference in whether you are extended any more credit, [...]
October 19 2007 | Credit Card and Credit Rating and Credit Repair and Credit Score | No Comments »
People with great credit scores have earned them for a reason – they have always borrowed money, and paid it back on time. There’s really no trick to what they’ve done, and there is no one action that will help you get a great credit score. When someone asks me how to earn a good [...]
October 19 2007 | Credit Card and Credit Repair and Credit Score | No Comments »
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