Budgeting For Emergency Funds? Stuff happens. And it usually costs money. If you don’t have an emergency fund equal to three to six months worth of basic living expenses, you’re living on the edge. There’s no time like the present to get started. Emergency funds are considered to be a necessity as far as financial [...]
August 22 2008 | Budgeting | No Comments »
IVAs – one way of avoiding repossession – PR Inside 20 Aug 2008 at 9:44am 2008-08-20 18:52:37 – Although IVAs (Individual Voluntary Arrangements) don’t address mortgages and other secured debts, they do reduce payments to unsecured creditors, potentially freeing up funds for mortgage payments, helping homeowners avoid … Fitch Affirms R.R. Donnelley’s IDR at ‘BBB’; [...]
August 21 2008 | Debt Consolidation | No Comments »
Thumbs up for FICO revision – Baltimore Sun 11 Aug 2008 at 4:43pm F air Isaac Corp. is revising the formula for its widely used FICO credit score for the second time in a year. This time, the company seems to have gotten it right. Last week, the company said it would restore “authorized user [...]
August 13 2008 | Credit Card Debt News | No Comments »
Maryland Zoo reports a small surplus – Baltimore Sun 6 Aug 2008 at 5:53pm After years of financial woes, the Maryland Zoo reported finishing with “some money in the bank” this fiscal year, which ended June 30. Zoo officials say they finished with a $200,000 surplus by cutting costs, eliminating several jobs and revising … [...]
August 08 2008 | Credit Card Debt News | No Comments »
How many of us wish we had a better grip on our personal finances? If you’re one, maybe you’ll be as fascinated by the title as I was, Women and Money: Owning the Power to Control Your Destiny. This sounded like something I could find very interesting – money, power and my destiny. I started reading.
February 01 2008 | Money Management and Smart Women Retire Wealthy | No Comments »
By Steve T Carpenter The first thing you need to know is where to look. Just doing a Google search for it and it will often lead you to a fruitless search, unfortunately. However, there are some websites that you can use that will bring up much better results: Foundation Center: The Foundation Center website [...]
January 26 2008 | Government Grants and Smart Women Retire Wealthy | No Comments »
Let Business Credit Cards Help You Budget Your Expenses and Income by Pamela Williams Businesses that are in the start-up stage face the challenge of holding up the business and keeping the business afloat the market. Typically, the first three years of a business need a lot of attention especially when it comes to managing [...]
January 23 2008 | Credit Card | No Comments »
Credit Report Disputes can take up to 60 days to remove. The 3 credit Bureaus don’t make it easy to get items removed. Make sure after you have got your Free Credit Score Report and reviewed what is not correct you only dispute once. Every time you dispute an item the dispute gets put back [...]
January 07 2008 | Credit Repair and Credit Reports | No Comments »
The Double Whammy of Debt by Spencer Ray It is important to realize how debt affects your net worth. The classic Net Worth formula is: Net Worth = Assets – Liabilities Liabilities are your debts. These debts reduce your net worth; especially “bad debt”. Good debt is used to purchase assets that increase in value, [...]
December 06 2007 | Debt Solutions and No More Debt | No Comments »
| The Gross National Debt |
